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Veterans United Home Loans of Austin

3415 Greystone Dr, Ste. 301
Austin, TX, 78731
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Phone: (512) 646-0800
Contact Email: chad@vu.com
Website: austin.veteransunited.com/
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Our Commitment to youHonest and accurate answers to your loan questions and direct communication!



Chad Bowman and his team at Veterans United offer clients and their advisors expertise, and responsive communication. You can expect honest and accurate answers to your loan questions and direct communication with meaningful updates through the entire home loan process. Chad built his team to ensure his fellow military veterans would have a dedicated team, highly-trained and experienced in the details of the home loan programs made specifically for military vets.   Everyone on our team is accessible and together we are fast and efficient in providing loans to our clients.


 Specialties: FHA, VA, 1st Time Homebuyer, Conventional, Jumbo Mortgages.


General information Loan Programs:

VA LoansNo down payment and no mortgage insurance for veterans buying or refinancing their home.

Texas Vet LoansBelow market interest rates, especially for disabled veterans, for home purchase only. 

FHA Purchase LoansSmall down payment option with mortgage insurance on primary residences.



Meet the Veterans United Home Loans Austin Team


  • Chad Bowman



    Chad Bowman


    Residential Mortgage Loan Originator

    Chad proudly served four years on active duty in the Marine Corps infantry before graduating with honors from McCombs School of Business at the University of Texas at Austin. He has been a licensed Mortgage Loan Originator and VA Loan Specialist since 2004 and opened the Austin branch of Veterans United Home Loans in January 2014. He is passionate about working with fellow veterans and teaching VA classes to Realtors to spread the good news about military home loan benefits. Chad and his wife are challenged daily by the wonderful blessing of having three young boys.

  • Ryan Bray



    Ryan Bray


    Ryan graduated from Missouri Western State University in 2005 with a degree in Business Administration. He has proudly served military veterans since joining Veterans United in 2007 where he has built years of experience and expertise as a VA Loan Specialist working with credit-challenged loan applicants. In September 2014 Ryan and his wife moved to Austin with their son and daughter to build and expand our Austin branch funding VA and Texas Vet loans in every county in Texas. 

  • Marcella Davis

    (512) 646-0800


    Marcella Davis


    Marcella started in the mortgage industry over 15 years ago in her native Southern California. Her family relocated to Austin in 2012 and she joined our Veterans United team in April 2015. She is married to a Marine Veteran who is actively involved with Honor Flight Austin. As a Licensed Mortgage Loan Originator and our Documentation Specialist, Marcella is making a positive impact and friendly experience for veterans utilizing their VA benefits. She brings years of mortgage experience and a lifetime of positivity to our Austin team.









Our Values

Why Veterans United

Meet Our Brand Ambassadors

Veterans United Foundation

Contact us today at 512-646-0800 OR Get Started Online(We are not a Government Agency)



  Office Hours:


9:00 am - 5:00 pm


9:00 am - 5:00 pm


9:00 am - 5:00 pm


9:00 am - 5:00 pm

Friday 9:00 am - 5:00 pm

(Weekends by appointment)





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Chad helped me purchase a home last January and the experience and service was outstanding. He and his staff are very knowledgeable of VA financing and were able to answer any question I had. Melissa kept me updated of the progress of the progress of the purchase in a very timely manner, which I appreciated. I was so pleased with the service I received in January, I went back to Chad in November to refinance my other home. I received the same professional service as I did the first time and the loan was completed in about a month. I would highly recommend Chad Bowman and his staff for any financing need you may have.

Michael B.


Personalized service with a specialization in VA. Perfect - and the service and quality and timeliness lived up to the hype. I *highly* recommend Chad Bowman's office for anything related to a VA Loan - or other loan types, for that matter. Service and quality without bleeding us dry!

Cohen S.






Public Notices

Veterans United Home Loans is a VA approved lender; not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Licensed by the Texas Department of Savings and Mortgage Lending, Mortgage Company License #1907; 77193 Servicer License - Corporate (Missouri) Office: Texas-SML Residential Mortgage Loan Servicer Registration #1907.

Complaints regarding mortgage bankers should be sent to: The Dept. of Savings and Mortgage Lending, 2601 N. Lamar, Ste. 201, Austin, TX 78705. A toll-free consumer hotline is available at 1-877-276-5550. Read our Recovery Fund Notice and our Privacy Policy.


 Texas Recovery Fund Notice: www.chadbowman.com/recovery Public Notice = Veterans United Home Loans, NMLS #1907. Chad Bowman, Mortgage Loan Originator, NMLS #191475.


 A toll-free consumer hotline is available at 800-276-5550.


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